About Katanox Finance

Katanox Finance is designed to be fully secure, automated, and compliant with international financial regulations. All client funds are held in safeguarded accounts, protected by law, and automatically managed to ensure transparency and ease of use.

How it works, in simple steps:

1. Travel buyers deposit funds into a safeguarded account
2. Bookings are guaranteed using this deposit
3. Booking payments and applicable commissions are held in the safeguarded account of the relevant party transferred after booking conditions are met
4. Daily payouts are sent to your company’s bank account, with fees already deducted

This guide explains how deposits, bookings, commissions, and payouts are handled on the platform.

Regulated and Safeguarded
We are a regulated financial services provider, operating under the supervision of the Dutch National Bank (DNB), the Financial Conduct Authority (FCA) in the UK, and the relevant financial authorities in the United States. All client funds are held in safeguarded accounts, which are legally protected and fully segregated from our own company funds. This means that no one, including us, can access or use your money for any purpose other than what you’ve authorized through our platform.

Deposits and Booking Flow
As a buyer, you start by depositing funds into your safeguarded account. These funds are securely held and used to guarantee bookings made through our system. As a supplier, no deposit is needed. Instead, when a booking is created, the required amount is automatically reserved from the buyer's deposit and used to guarantee the transaction.

According to the terms of the booking, the payment will then be transferred to the supplier’s safeguarded account. Any applicable buyer commission is deducted from the total booking amount as part of this process and is allocated to the buyer's safeguarded account for accurate financial tracking.

Payouts and Automation
Funds can be paid out to your company’s bank account once the booking has passed any applicable cancellation periods or other specified conditions. For example, if a booking made with a flexible policy is later cancelled, the funds will be returned to the buyer's deposit. There’s no need for manual invoicing or reconciliation—every day, the system automatically transfers your available funds to your designated business bank account. Any applicable platform fees are deducted before the transfer, ensuring that what arrives in your account is net and final.

This automated and transparent payment flow helps reduce operational overhead while giving you complete visibility and control over your money. By safeguarding funds and automating the key steps, we ensure a secure, compliant, and hassle-free payments experience.