About Katanox Finance

The Finance workspace is your hub for managing payments, bank details, and payouts. By using Katanox account-to-account (A2A) technology, you move money directly between bank accounts—bypassing traditional card networks to save time and reduce fees.

Everything you need to keep your finances running smoothly is on the Finance workspace: add or update your settlement details, track your earnings and historical data or control who can view or manage financial settings.

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Basics (key features & definitions)

Onboarding & KYC

To start receiving payouts, you’ll complete the Know Your Customer (KYC/KYB) flow in your Finance workspace. Once the required information is submitted, the account is reviewed and verified so payouts can be enabled.

Team management

Invite team members directly in the platform and scale operations safely. Admins can assign roles and manage access levels under Settings → Team Management, so the right people can manage payouts, bank details, and reporting.

Bank accounts

Bank accounts are where payouts are sent. In the Finance workspace you can add and update settlement details, and complete any required verification steps so payouts are sent to the correct destination.

Property groups

Property groups let you organize which properties a user or team is responsible for in Finance. This helps ensure the right people can view, manage, and reconcile payouts for the right set of properties (especially useful for chains, management companies, and franchise models).

Roles & permissions

Roles and permissions define what a user can see and do in the Finance workspace. Admins can grant access based on responsibility (for example, separating who can manage onboarding/KYC steps, payout settings, and reporting).

Hotel reporting (supplier views)

Reporting supports both day-to-day property finance teams and HQ oversight:

• Property-level reports: reconcile each payout cycle by linking bookings and transactions to a bank transfer reference.
• HQ-level reports: consolidated visibility across multiple properties (useful for franchise or chain models).

Travel agent reporting (buyer views)

Buyers use reporting to reconcile commission payouts, and (where applicable) advance-related activity. Reporting aligns with the settlement cadence (for example, daily payout reporting and monthly statement-style reporting for advances).

Payouts

Payouts are the transfer of funds to your verified bank account(s). For Katanox Payments, payouts are triggered based on booking materialization:

• Prepaid / non-refundable: materializes at booking
• Flexible: materializes at check-in

Properties receive the net payout. Commissions and fees are calculated and managed through Katanox, and reporting shows the payout components clearly.

Reconciliation & reporting

Reports are designed to fit existing reconciliation workflows. By capturing granular reservation and transaction data, Katanox reports help match:

• bank transfers ↔ transactions
• transactions ↔ bookings

This reduces manual work and makes it easier to balance books with confidence.

Payout history

Payout history provides a record of what was paid out, when, and to which bank account, together with the underlying bookings/transactions so teams can resolve questions quickly and keep an audit trail.